Investment Philosophy

We believe that markets reward certain persistent risk premia — momentum, value, quality, and trend — that can be harvested systematically. Rather than relying on human judgement or conviction-based stock picking, we use a quantitative model that ranks stocks on 8 measurable factors and constructs portfolios purely based on data.

Equally important is how capital is allocated. We maintain a fixed 60% equity / 40% gold allocation, providing consistent diversification across market cycles. Our research showed that dynamic market timing signals have near-zero predictive power for forward returns, so we avoid the noise penalty of regime-switching and capture gold's structural diversification benefit instead.

Every aspect of our methodology is walk-forward validated — we never use future data to make past decisions. This discipline ensures that our track record reflects what an investor would have actually experienced, not an optimised backtest.

Multi-Factor Stock Selection

Stocks are selected exclusively from the NIFTY LargeMidcap 250 universe — no small-cap exposure, only India’s top 250 companies by market capitalisation. Ranked across four factor categories, with the top 25 stocks by composite score selected with a 10% max single-stock weight cap, rebalanced daily across 21 staggered tranches.

Momentum

Multiple timeframe price and earnings momentum signals

Quality

Profitability, capital efficiency, and balance sheet strength

Value

Earnings-based valuation attractiveness

Trend

Price trend strength, proximity to highs, and volatility contraction

Quality Pre-Screening

Before factor scoring, hard filters remove fundamentally weak stocks from the investable universe. This quality gate reduces exposure to value traps and financially stressed companies.

Positive Earnings

Excludes companies with negative earnings yield — no loss-making stocks enter the portfolio

Return on Capital >8%

Minimum ROCE threshold ensures capital is deployed efficiently

Leverage Check

Debt-to-equity below 1.5x for non-financial companies (banks and NBFCs exempted as leverage is their business model)

Operating Margins >3%

Filters out companies with unsustainably thin margins

Margin Stability

Excludes stocks where operating margins have deteriorated by more than 40% year-on-year

Return on Equity >5%

Minimum ROE threshold removes companies generating poor shareholder returns

Strategic Asset Allocation

A fixed 60% equity / 40% gold allocation provides consistent diversification. Gold reduces portfolio volatility and drawdowns while equities drive long-term growth.

Historical Asset Allocation
Fixed 60/40 equity/gold allocation across all rebalance cycles. Each bar represents a rebalance point (21 daily staggered tranches per cycle).

Walk-Forward Validation

The strongest test of any investment strategy is whether it works on data it has never seen. We use walk-forward validation — the gold standard in systematic trading research.

21 Non-Overlapping Train/Test Windows

W1
2013-2015 train → 2015 H1 test
W2
2013-2015.5 train → 2015 H2 test
W3
2014-2016 train → 2016 H1 test
W4
2014-2016.5 train → 2016 H2 test
W5
2015-2017 train → 2017 H1 test
W6
... through Window 21 → 2026 H1 test
Training period (2 years) Out-of-sample test (6 months)

How it works: In each window, the model optimises factor weights on the training data (2 years), then applies those weights to the subsequent test period (6 months) that it has never seen. Within each test window, the portfolio is rebalanced daily via 21 staggered tranches with a 10% maximum single-stock weight cap, reducing timing risk and market impact. The portfolio track record is built entirely from these test periods — none of the reported returns come from in-sample data.

Survivorship bias elimination: At each point in time, the stock universe is reconstructed from official NSE constituent PDFs. We maintain 96 point-in-time snapshots covering 338 unique stocks, ensuring that only stocks that were actually in the index at that time are considered.

Regulatory Status

SEBI Registration Applied For (via partner firm).
Investment Advisory under SEBI (IA) Regulations, 2013.

Investor Resources

Investor Charter · Disclosure Document
Grievance Redressal